Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

View other Zopa products

4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Easy application.

Easy application. App is informative and easy to navigate. Credit limit was sufficient. Reviewed on: 17th April 2025

Zopa has been very helpful

Zopa has been very helpful in making my finances easy to understand Reviewed on: 17th April 2025

excellent communication with the team

excellent communication with the team Reviewed on: 17th April 2025

my credit score

I took the card to improve my credit score and it has worked well. Reviewed on: 17th April 2025

Practical

I have been using zopa for few years and have found it very realistic. Reviewed on: 17th April 2025

Great service, easy to use and a god send in current...

Great service, easy to use and a god send in current climates!! Reviewed on: 17th April 2025

Always reliable and happily give me credit increases...

Always reliable and happily give me credit increases when required Reviewed on: 17th April 2025

From start to present excellent service

From start to present excellent service Reviewed on: 17th April 2025

I find the statements easy to read and the app is ea...

I find the statements easy to read and the app is easy to navigate Reviewed on: 17th April 2025

I used it so many times there is no problem...

I used it so many times there is no problem Reviewed on: 17th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Vanquis 4.22 from 561 reviews
Clarity credit card
from Halifax 4.19 from 267 reviews
Opus Credit Card
from NewDay 5.00 from 3 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69080 reviews
Current account
from Zopa 4.93 from 6587 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub