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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Straightforward with no dramas

It’s been very straightforward, everything has worked as you would expect. Definitely a no dramas company, which is brilliant when you need a company to do what it’s meant to without the drama Reviewed on: 17th April 2025

Great communication.

Great communication. App is brilliant and has everything you need . Very clear and makes managing my money easier Reviewed on: 17th April 2025

I just have a credit card but never had any...

I just have a credit card but never had any problems Reviewed on: 17th April 2025

Excellent online product.

Excellent online product. Easy to navigate Reviewed on: 17th April 2025

Easy to use app, excellent communication on any offers.

Easy to use app, excellent communication on any offers. Always keeping in touch with the customers and reminding them how they can make the best with their savings. Reviewed on: 17th April 2025

Helpful and friendly

Finding the service really helpful and friendly.Hazel Reviewed on: 17th April 2025

Very easy to use and very informative.

Very easy to use and very informative. Will explain everything in detail and no pressure on doing anything you don't want to. Won't just automatically give you a credit increase you can reject it. Everything I've asked explained to me in detail. Reviewed on: 17th April 2025

Easy to use and very happy it’s a reasonable apr...

Easy to use and very happy it’s a reasonable apr Reviewed on: 17th April 2025

Opening account was easy and not pestered by phone c...

Opening account was easy and not pestered by phone calls to do anything I didn't want. Reviewed on: 17th April 2025

Friendly staff very helpful noligable nothing to muc...

Friendly staff very helpful noligable nothing to much trouble every question answered in a very professional way Reviewed on: 17th April 2025

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