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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Absolutely Amazing easy and simple

Absolutely Amazing easy and simple Reviewed on: 17th April 2025

The bridge of life

Since having received my card it's made shopping so much easier and bridges the gap between paydays much to the better for the value Reviewed on: 17th April 2025

Excellent

Excellent company best service excellent percentage rates app is great payment goes straight through Reviewed on: 17th April 2025

Easy to open and manage app is easy to sleep...

Easy to open and manage app is easy to sleep in control Reviewed on: 17th April 2025

So far so good credit card rates could be easier on...

So far so good credit card rates could be easier on the eye Reviewed on: 17th April 2025

No problems since starting using the card.

No problems since starting using the card. App notifies you every transaction so hopefully won’t get scammed. Reviewed on: 17th April 2025

Excellent service prompt reminders just excellent se...

Excellent service prompt reminders just excellent service all around Reviewed on: 17th April 2025

Lifesaver

My experience with Zopa is incredible. They came out of nowhere to help me out when no one else did and I can’t thank them enough. Keep doing what you doing Zopa, good luck! Reviewed on: 17th April 2025

I sm very happy with the card and how easy it is to...

I sm very happy with the card and how easy it is to use the app off zopa Reviewed on: 17th April 2025

Great credit card with excellent customer service

Zopa give sensible credit limits and have great customer service. Reviewed on: 17th April 2025

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