Smart Money People Logo

Zopa: Credit card reviews

4.94
Based on 44,340 reviews, last reviewed 1st May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026
Stembile D's avatar
Stembile D

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44340)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

5
I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great to help with credit building and very good ser...

5
Great to help with credit building and very good service Reviewed on: 17th April 2025

Easy to use app helps too so you stay on top of money

5
Easy to use. I like the app as you can keep track Reviewed on: 17th April 2025

Zopa always remind customers in advance when to pay...

5
Zopa always remind customers in advance when to pay their card payment without paying any interest Reviewed on: 17th April 2025

Good professional service overall.

4
Good professional service overall. Reviewed on: 17th April 2025

Just a wonderful service very reliable and always th...

5
Just a wonderful service very reliable and always there for you Reviewed on: 17th April 2025

Just a really helpful team of staff

5
Just a really helpful team of staff Reviewed on: 17th April 2025

Star cimpany

5
Always informative and their to help, always listen to cusomer needs. Reviewed on: 17th April 2025

Very user friendly in todays world

4
Very user friendly in todays world Reviewed on: 17th April 2025

Zopa good

4
The company are always there if needed but I've been lucky not need any Reviewed on: 17th April 2025

Zopa is very easy to use and easy to access them.

5
Zopa is very easy to use and easy to access them. Reviewed on: 17th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa
  • Personal loan

    from Zopa 4.95 from 69082 reviews
    Zopa
  • Current account

    from Zopa 4.93 from 6589 reviews
    Zopa
    View all products