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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Excellent app

I have been using Zopa for just under a year and it has been a great experience, the app is easy to use and I love the credit cushion facility Reviewed on: 17th April 2025

The team at Zopa are always helpful

The team at Zopa are always helpful Reviewed on: 17th April 2025

Easy life

The Life is easy with Zopa credit card Reviewed on: 17th April 2025

Easy as pie to use app and great friendly service lo...

Easy as pie to use app and great friendly service love it Reviewed on: 17th April 2025

Never had any problems with zopa since I have been w...

Never had any problems with zopa since I have been with them excellent company to be with Reviewed on: 17th April 2025

Been Great!

Been Great! Definitely worth joining! Reviewed on: 17th April 2025

Great banking of the future

They have an amazing app with all rolled into one easy to manage finacial advice and money management Reviewed on: 17th April 2025

Nice card

Easy card app is easy to use you can see everything can link your bank with it Reviewed on: 17th April 2025

Good bank I also have a current account with them...

Good bank I also have a current account with them Reviewed on: 17th April 2025

Zola is a great product, the app is straight forward...

Zola is a great product, the app is straight forward and easy to use. A good credit limit too. Reviewed on: 17th April 2025

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