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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Very easy to open account.

Very easy to open account. Both debit and credit cards issued very quickly.with a generous credit limit and offers. The Zopa app shows all the accounts and again is easy to navigate. Reviewed on: 17th April 2025

Always well, there were never any problems

Always well, there were never any problems Reviewed on: 17th April 2025

Love the app and ease of use.

Love the app and ease of use. Very fast approval Reviewed on: 17th April 2025

Excellent service and very helpful

Excellent service and very helpful Reviewed on: 17th April 2025

Good company thanks

Good company and all members good look after thanks Reviewed on: 17th April 2025

Have a credit card really helped me out

Have a credit card really helped me out Reviewed on: 17th April 2025

noting bad to say about this company

noting bad to say about this company Reviewed on: 17th April 2025

Great experience and really valued help

Great experience and really valued help Reviewed on: 17th April 2025

With Zopa applying for a loan was really straightfor...

With Zopa applying for a loan was really straightforward and easy to do on the app. And when they called me to confirm that I was happy to continue the lovely lady was really polite and helpful. Reviewed on: 17th April 2025

The app is so easy and paying my bill is so easy and...

The app is so easy and paying my bill is so easy and fuss free Reviewed on: 17th April 2025

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