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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

All good from the outset.

All good from the outset. Swift card delivery and good communication throughout. Reviewed on: 17th April 2025

They have been the best even at customer service is...

They have been the best even at customer service is their number one. Reviewed on: 17th April 2025

I was struggling to get a credit card with my bank a...

I was struggling to get a credit card with my bank and they refused me, then I decided to try Zopa and then my luck has changed, so I will recommend anyone looking for a credit card to contact Zopa, Reviewed on: 17th April 2025

Very simple process and easy to deal with.

Very simple process and easy to deal with. They looked at my current financial situation not my covid one Reviewed on: 17th April 2025

Have a credit card and car finance , in both instanc...

Have a credit card and car finance , in both instances the process has been a pleasure , and not a chore Reviewed on: 17th April 2025

Best Credit card

Easy to use and understand, My Credit score was not much and clearscore showed me to use this and I was approved Reviewed on: 17th April 2025

Excellent

Should have one great card and awsome service Reviewed on: 17th April 2025

Great bank and great app and customer service

Great bank and great app and customer service Reviewed on: 17th April 2025

Review card

Great customer experience when I had a card issue Reviewed on: 17th April 2025

Very good and quick result of all transactions.

Very good and quick result of all transactions. Reviewed on: 17th April 2025

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