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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Easy and stress free

The process of getting a credit card and opening an account was so easy and stress free Reviewed on: 17th April 2025

Customer service

Advisors very helpful and friendly.Also quick and easy to make contact Reviewed on: 17th April 2025

I never have any difficulty went am using it

I never have any difficulty went am using it Reviewed on: 17th April 2025

My experience was very good card and app very easy...

My experience was very good card and app very easy to use Reviewed on: 17th April 2025

Since joining Zopa I have had no issues,the App is...

Since joining Zopa I have had no issues,the App is very easy to use and gives options to help you grow your fiances Reviewed on: 17th April 2025

Good credit limit and communication

Good credit limit and communication Reviewed on: 17th April 2025

Build credit score

They gave me a loan and credit card when my bank did no. Reviewed on: 17th April 2025

Very satisfied with my credit card

I am happy , they are the best. Very satisfied with my credit card experience.” 2. “Pleased with the performance and benefits of my credit card.” 3. “Happy with the services and features provided by my credit card.” 4. “My credit card has met my expectations so far.” Reviewed on: 17th April 2025

Absolutely Fab

Absolutely 2nd to none, my account has been tailored for my needs, it’s as individual as I am. I have had excellent service from Zopa, they keep me informed of everything that is relevant to me.. keep up the good work guys. Reviewed on: 17th April 2025

it's ok, does what it says

trickery concerning interest and payment dates. Reviewed on: 17th April 2025

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