Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

View other Zopa products

4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Easy to Use & Perfect for Building Credit

Zopa has been a great experience from the start. The app is easy to navigate, payments are simple to manage, and I receive timely reminders that help me stay on track. I appreciate the clear breakdown of my spending and the real-time updates. It’s also been helpful for building my credit score gradually, with transparent terms and no hidden fees. I would definitely recommend Zopa to anyone looking for a reliable credit card with a smooth digital experience. Reviewed on: 17th April 2025

Have only had an account for a couple of months so h...

Have only had an account for a couple of months so haven’t really had any problems a good service though Reviewed on: 17th April 2025

Easy to use great card would definitely recommend

Easy to use great card would definitely recommend Reviewed on: 17th April 2025

Online app makes everything very easy with lots of a...

Online app makes everything very easy with lots of additional tools available Reviewed on: 17th April 2025

Easy to apply app is great keeps you updated with ev...

Easy to apply app is great keeps you updated with everything Reviewed on: 17th April 2025

Had the card for some time excellent easy payments I...

Had the card for some time excellent easy payments I can control and safe to use Reviewed on: 17th April 2025

Cannot fault this company

Ive had a couple of problems with purchases online,turned out to be a scam but customer service dealt with it very promptly and in a professional manner so this gives me the customer a greater sense of reliability when using this card, the app is great and very easy to navigate Reviewed on: 17th April 2025

Easy application and fair amount offered

Easy application and fair amount offered Reviewed on: 17th April 2025

Perfect very perfect I like this so much

Perfect very perfect I like this so much Reviewed on: 17th April 2025

Easy to use, hassle-free and comfortable payments

Easy to use, hassle-free and comfortable payments Reviewed on: 17th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Marbles Credit Card
from NewDay 4.89 from 541 reviews
Zero Credit Card
from Santander 4.21 from 21 reviews
Credit card
from Zempler Bank 4.89 from 5817 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69081 reviews
Current account
from Zopa 4.93 from 6588 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub