Smart Money People Logo

Zopa: Credit card reviews

4.94
Based on 44,338 reviews, last reviewed 23rd Apr 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026
Seanie's avatar
Seanie

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44338)

One of the best credit card.

5
One of the best credit card. Everything in one app Reviewed on: 17th April 2025

Easy access

5
The app is very easy to navigate, i like that you receive reminders about your due payment date Reviewed on: 17th April 2025

Excellent quality and customer service

5
Excellent quality and customer service Reviewed on: 17th April 2025

Very good experience very helpful

5
Very good experience very helpful Reviewed on: 17th April 2025

There were there when needed

5
They were there when I needed them where other cards were not Reviewed on: 17th April 2025

Excellent, very good service and easy to use

5
Excellent, very good service and easy to use Reviewed on: 17th April 2025

Great credit card provider, never had any issues.

5
Great credit card provider, never had any issues. Communications are very good and am kept up to date regularly. Reviewed on: 17th April 2025

Amazing good customer service happy

5
Amazing good customer service very helpful Reviewed on: 17th April 2025

It’s great and quick response.

5
It’s great and quick response. Great customer service Reviewed on: 17th April 2025

Helpful, stress free, informative

5
Helpful, stress free, informative Reviewed on: 17th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa
  • Personal loan

    from Zopa 4.95 from 69078 reviews
    Zopa
  • Current account

    from Zopa 4.93 from 6587 reviews
    Zopa
    View all products