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Zopa: Credit card reviews

4.94
Based on 44,340 reviews, last reviewed 1st May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026
Stembile D's avatar
Stembile D

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44340)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023

Really good and so is app

5
Really good the app is really good Reviewed on: 17th April 2025

Zopa credit is excellent with the best of my experience

5
Zopa credit is excellent with the best of my experience Reviewed on: 17th April 2025

One of the best credit card.

5
One of the best credit card. Everything in one app Reviewed on: 17th April 2025

Easy access

5
The app is very easy to navigate, i like that you receive reminders about your due payment date Reviewed on: 17th April 2025

Excellent quality and customer service

5
Excellent quality and customer service Reviewed on: 17th April 2025

Very good experience very helpful

5
Very good experience very helpful Reviewed on: 17th April 2025

There were there when needed

5
They were there when I needed them where other cards were not Reviewed on: 17th April 2025

Excellent, very good service and easy to use

5
Excellent, very good service and easy to use Reviewed on: 17th April 2025

Great credit card provider, never had any issues.

5
Great credit card provider, never had any issues. Communications are very good and am kept up to date regularly. Reviewed on: 17th April 2025

Amazing good customer service happy

5
Amazing good customer service very helpful Reviewed on: 17th April 2025

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