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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

An amazing help when you need money great job Zopa t...

An amazing help when you need money great job Zopa thank you so much for all help Reviewed on: 17th April 2025

Very great credit card fab customer service

Very great credit card fab customer service Reviewed on: 17th April 2025

Great efficient service thanks very much.

Great efficient service thanks very much............. Reviewed on: 17th April 2025

Easy to sign up and activate, great to have the cush...

Easy to sign up and activate, great to have the cushion as well! Reviewed on: 17th April 2025

Easy peasy lemon squeezy

So easy to use the app and watch your spending. Reviewed on: 17th April 2025

Great service and excellent card

Great service and excellent card Reviewed on: 17th April 2025

Excellent card

Easy to use app and good start up credit Reviewed on: 17th April 2025

Simply great!

Regular updates, loads of tools available to help with finances, great app which is easy to use. All round just great service! Reviewed on: 17th April 2025

ITS ALL GOOD, NO ISSUES AT ALL, LOW CREDIT FAST...

ITS ALL GOOD, NO ISSUES AT ALL, LOW CREDIT FAST SERVICE Reviewed on: 17th April 2025

Really good and so is app

Really good the app is really good Reviewed on: 17th April 2025

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