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Zopa: Credit card reviews

4.94
Based on 44,339 reviews, last reviewed 26th Apr 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026
Lubna's avatar
Lubna

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44339)

Review of the Zopa, Credit card:

Zopa Credit Card

5
A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Top notch company !

5
Top notch company ! I have a credit card & bank account with them everything about them is spot on ! Reviewed on: 17th April 2025

I have a credit card and current account and savings...

5
I have a credit card and current account and savings with zopa and to manage the account is excellent. Customer services are so helpful Reviewed on: 17th April 2025

Good job help speed speak nicely I like this people...

5
Good job help speed speak nicely I like this people who work in their Reviewed on: 17th April 2025

ZOPA Credit card

5
Excellent customer service experience.Excellent credit card facilities. Easy to use app. ZOPA's marketing strategy gives then a competitive advantage in the financial sector. Reviewed on: 17th April 2025

Best in-line service

5
On line service is second to none. It is excellent. Reviewed on: 16th April 2025

I have been with Zopa for my credit card and savings...

5
I have been with Zopa for my credit card and savings account for a while now, and we have just started using Zopa at work, their service is great, easy, straightforward, the people are friendly and helpful, I couldn't recommend them enough Reviewed on: 16th April 2025

Loving the experience with Zopa!

5
Loving the experience with Zopa!!Great customer service!!Have a very positive attitude!!Love using the card!!Encourage saving!! Reviewed on: 16th April 2025

Excellent and easy to use for everyday needs

5
Excellent and easy to use for everyday needs Reviewed on: 16th April 2025

Easy to use and manage through the app

5
Easy to use and manage through the app Reviewed on: 16th April 2025

Excellent customer service, superb offers individual...

5
Excellent customer service, superb offers individually suited to need Reviewed on: 16th April 2025

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