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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Top notch company !

Top notch company ! I have a credit card & bank account with them everything about them is spot on ! Reviewed on: 17th April 2025

I have a credit card and current account and savings...

I have a credit card and current account and savings with zopa and to manage the account is excellent. Customer services are so helpful Reviewed on: 17th April 2025

Good job help speed speak nicely I like this people...

Good job help speed speak nicely I like this people who work in their Reviewed on: 17th April 2025

ZOPA Credit card

Excellent customer service experience.Excellent credit card facilities. Easy to use app. ZOPA's marketing strategy gives then a competitive advantage in the financial sector. Reviewed on: 17th April 2025

Best in-line service

On line service is second to none. It is excellent. Reviewed on: 16th April 2025

I have been with Zopa for my credit card and savings...

I have been with Zopa for my credit card and savings account for a while now, and we have just started using Zopa at work, their service is great, easy, straightforward, the people are friendly and helpful, I couldn't recommend them enough Reviewed on: 16th April 2025

Loving the experience with Zopa!

Loving the experience with Zopa!!Great customer service!!Have a very positive attitude!!Love using the card!!Encourage saving!! Reviewed on: 16th April 2025

Excellent and easy to use for everyday needs

Excellent and easy to use for everyday needs Reviewed on: 16th April 2025

Easy to use and manage through the app

Easy to use and manage through the app Reviewed on: 16th April 2025

Excellent customer service, superb offers individual...

Excellent customer service, superb offers individually suited to need Reviewed on: 16th April 2025

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