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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Simply The Best .

Simply The Best .Just excellent. Reviewed on: 16th April 2025

Zopa is a very good company to do business with no c...

Zopa is a very good company to do business with no complaints good customer service and great people I would recommend friends and family. Reviewed on: 16th April 2025

Excellent service, bank accounts looks good too

Excellent service, bank accounts looks good too Reviewed on: 16th April 2025

The best card ever, its so flexible gives good rate...

The best card ever, its so flexible gives good rate and can add bank account at one app, i will recommend it anyday Reviewed on: 16th April 2025

Easy to deal with.

Easy to deal with. And to understand when you want to do this he connected with the carx Reviewed on: 16th April 2025

Good service provided to the customer

Good service provided to the customer Reviewed on: 16th April 2025

Amazing customer service plus communication

Amazing customer service plus communication Reviewed on: 16th April 2025

I’ve been with Zopa for a while now and have never h...

I’ve been with Zopa for a while now and have never had any issues. Absolutely love the very low maintenance relationship I have with Zopa. No fuss no stress. Love it. Reviewed on: 16th April 2025

Everything you at your fingertips, brilliant card an...

Everything you at your fingertips, brilliant card and first rate service! Reviewed on: 16th April 2025

Zopa is such a great company

Zopa is such a great company never had and issues so happy I picked them Reviewed on: 16th April 2025

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