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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

There exactly when I needed them.

There exactly when I needed them. They put their trust in me when others wouldn't and at the time it really got me out of a tight spot. I've never missed a payment and it's thanks to these guys for getting me back on my feet. Reviewed on: 16th April 2025

Really good and very easy to use

Really good and very easy to use Reviewed on: 16th April 2025

18 months ago I applied for a Zopa Credit card and...

18 months ago I applied for a Zopa Credit card and have been very satisfied with the simple and straightforward way of managing my financew Reviewed on: 16th April 2025

Excellent Service

Always clear concise representatives fully explaining all information Reviewed on: 16th April 2025

Easy-peasy !

First class service when applying for a loan. Reviewed on: 16th April 2025

Great credit facilities

Great credit card and also lower interest loan with them too Reviewed on: 16th April 2025

Beginning of the financial ladder

Good start and an excellent way of building better credit. Reviewed on: 16th April 2025

Customer services are excellent, very friendly and h...

Customer services are excellent, very friendly and helpful. Reviewed on: 16th April 2025

Gave me a credit card when no one else would I would...

Gave me a credit card when no one else would I would highly recommend Reviewed on: 16th April 2025

Very good and professional.

Very good and professional. Excellent service Reviewed on: 16th April 2025

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