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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Credit card

App.is brilliant so easy . You know everything that is going on with your money Reviewed on: 16th April 2025

Great basic credit card

I had to enter into a debt agreement a couple of years ago. Once I was free from that Zopa offered me a credit card that has since helped me in rebuilding my credit score. I still have a way to go, but I know Zopa has my back! Reviewed on: 16th April 2025

Zopa have offered me very valuable and appreciated s...

Zopa have offered me very valuable and appreciated services such as a bank account, a credit card and savings accounts. They also respond quickly to resolve any issue. Reviewed on: 16th April 2025

Great credit card.

The credit card app is very good, and I like the fact that I can pay money to the card and it credits within a few minutes. Reviewed on: 16th April 2025

Good service have no problems with this company

Good service have no problems with this company Reviewed on: 16th April 2025

Great Credit Card

Great Credit Card Friendly company Reviewed on: 16th April 2025

Quick easy simple

From start to finish in the application process everything was simple and very well explained, once a customer the support provided is next to none! Highly recommended Reviewed on: 16th April 2025

Excellent competitive rates and a easy to use app

Excellent competitive rates and a easy to use app Reviewed on: 16th April 2025

Helped me out

Useful for emergencies when you need short term cash Reviewed on: 16th April 2025

Excellent service

Excellent service, easy to use app, no issues since the startup Reviewed on: 16th April 2025

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