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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Very easy to use has help me with credit building wo...

Very easy to use has help me with credit building would recommend to friends and family Reviewed on: 16th April 2025

EXCELLENT

A good company who takes credit seriously and will responsibility. Reviewed on: 16th April 2025

Zopa your way to a great service.

On line service is brilliant and easy to use, lots of information and various products, features to choose from if required, far easier than having to go to the bank or ringing call centres. Reviewed on: 16th April 2025

Have credit and ISA very easy to understand, ISA rat...

Have credit and ISA very easy to understand, ISA rate top and money easy to move round Reviewed on: 16th April 2025

Fantastic start to finish.

Fantastic start to finish. Always providing good service. Reviewed on: 16th April 2025

Fantastic repayments on app, easy to use

Fantastic repayments on app, easy to use Reviewed on: 16th April 2025

my experience with Zopa I think it's a g...

Anyway from my experience with Zopa I think it's a good idea to have one of its products. Like myself I have a credit card and compared to other cards I have had before so far Zopa is the best. There are some little bits of things I don't like about it but it's not a big issue I must say. Hence I have to do and to accept the policy to keep up with my card. Reviewed on: 16th April 2025

Zopa our helpful when i need to talk to them with my...

Zopa our helpful when i need to talk to them with my payments and there his not wny hidden extras Reviewed on: 16th April 2025

Always great customer service, I've had zero issues...

Always great customer service, I've had zero issues with Credit Card and Loan accounts Reviewed on: 16th April 2025

Always willing to listen and help you in any way pos...

Always willing to listen and help you in any way possible Reviewed on: 16th April 2025

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