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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

I applied first time and got £500 credit card limit...

I applied first time and got £500 credit card limit I'm very happy and now use Zopa credit card Reviewed on: 16th April 2025

Never a problem

Never a problem with account and now they do bank accounts with a debit card too! Reviewed on: 16th April 2025

All good, help when needed and Built my credit score...

All good, help when needed and Built my credit score up Reviewed on: 16th April 2025

It’s great to have Zopa Credit Card as a back up sou...

It’s great to have Zopa Credit Card as a back up source of funds when you’re short on money and need to pay some urgent bills or do some shopping. Zopa is there when really needed. I recommend them anytime to everyone. Reviewed on: 16th April 2025

User friendly app and good financial tools on spendi...

User friendly app and good financial tools on spending and savings Reviewed on: 16th April 2025

Wonderful service

Since I received my credit card from zopa, I’ve never had a problem Reviewed on: 16th April 2025

Great company and impressive overall customer journey

I have had a few issues in my past with finances but Zopa have helped me repair and recover when no one else was interested. Always first for great technical improvements and great rates Reviewed on: 16th April 2025

I have a credit card with zopa and the person i spok...

I have a credit card with zopa and the person i spoke to was more then helpful Reviewed on: 16th April 2025

A thoughtful and open banking experience

A thoughtful and open banking experience Reviewed on: 16th April 2025

Best company I’ve ever dealt with.

Best company I’ve ever dealt with. Good use of technology and ease of use. Reviewed on: 16th April 2025

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