Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

telephone call to customer service

fast response from customer service Reviewed on: 16th April 2025

Zopa credit card is amazing.

Zopa credit card is amazing. The app is very user friendly. Highly recommended Reviewed on: 16th April 2025

Zopa a 5* provider

Zopa communicate really well and offer a great range of products that work from the one app. I would really recommend them. Reviewed on: 16th April 2025

Sound and great and it’s easy to use and affordable...

Sound and great and it’s easy to use and affordable payment Reviewed on: 16th April 2025

Good experience

Hassle free and would recommend highly Reviewed on: 16th April 2025

Modern Banking

I am enjoying that I have a credit card company that offers bank accounts with perks as cash backs and savings accounts Reviewed on: 16th April 2025

Credit Card

Easy to get in touch with customer service and always very helpfull would highly recommend. Reviewed on: 16th April 2025

The app is excellent and easy to use...

The app is excellent -easy to use and quick transactions. Reviewed on: 16th April 2025

Amazing project and customer service , I would recom...

Amazing project and customer service , I would recommend to my friends. Reviewed on: 16th April 2025

I applied first time and got £500 credit card limit...

I applied first time and got £500 credit card limit I'm very happy and now use Zopa credit card Reviewed on: 16th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday Credit Card
from Creation 3.86 from 21 reviews
Hilton Honors Credit Card
from Barclaycard 4.10 from 11 reviews
Everyday Credit Card
from Santander 4.18 from 25 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub