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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Good card, app is easy to use and has lots of useful...

Good card, app is easy to use and has lots of useful information. Good communication including the updates about borrowing power. Reviewed on: 16th April 2025

Really good and quick, easy app to use

Really good and quick, easy app to use Reviewed on: 16th April 2025

telephone call to customer service

fast response from customer service Reviewed on: 16th April 2025

Zopa credit card is amazing.

Zopa credit card is amazing. The app is very user friendly. Highly recommended Reviewed on: 16th April 2025

Zopa a 5* provider

Zopa communicate really well and offer a great range of products that work from the one app. I would really recommend them. Reviewed on: 16th April 2025

Sound and great and it’s easy to use and affordable...

Sound and great and it’s easy to use and affordable payment Reviewed on: 16th April 2025

Good experience

Hassle free and would recommend highly Reviewed on: 16th April 2025

Modern Banking

I am enjoying that I have a credit card company that offers bank accounts with perks as cash backs and savings accounts Reviewed on: 16th April 2025

Credit Card

Easy to get in touch with customer service and always very helpfull would highly recommend. Reviewed on: 16th April 2025

The app is excellent and easy to use...

The app is excellent -easy to use and quick transactions. Reviewed on: 16th April 2025

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Want to see more from Zopa?

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