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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

A Excellent company

A great company with excellent products and superb customer service Reviewed on: 15th April 2025

Great support and understanding from the team great...

Great support and understanding from the team great rate of interest as well Reviewed on: 15th April 2025

ZOPA is the best.

Really helpful to me since i was new in the country i thought i might get declined zopa is the only one accepted my application. God bless you. Reviewed on: 15th April 2025

Currently a customer and they're amazing highly reco...

Currently a customer and they're amazing highly recommended Reviewed on: 15th April 2025

Great card to have as a credit builder

Great card to have as a credit builder Reviewed on: 15th April 2025

Excellent card

Very good card...easy to make payment and clear straight away.. App easy to use. Helps you improve credit score...pointers to use..monthly updates etc...very good all round Reviewed on: 15th April 2025

well i couldn't get a credit card from anyone but wh...

well i couldn't get a credit card from anyone but when I applied for the Zopa card they approved me with no problem i was over the moon as they are the only one who has given me a chance and i have been with them for a while now one of the best customer service i ever had excellent customer service very supportive and helpful all the way 10/10 they treat fairly and there for you when ever you needed any support. And out of surprise they invited me to apply for there bank account current account which i did and got it as well too so i will always stay loyal to them thank you Zopa for accepting me best credit card provider 100% recommended to family and friends Reviewed on: 15th April 2025

Professional and so friendly, flexible conditions wh...

Professional and so friendly, flexible conditions when you in trouble. Thank you Zopa Reviewed on: 14th April 2025

Very good credit card and excellent service

Very good credit card and excellent service Reviewed on: 14th April 2025

1st class from start to finish.

1st class from start to finish. Cannot fault anything about the experience I have had since joining zopa. Reviewed on: 14th April 2025

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