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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Excellent card and company

Excellent, really helped me get back on my feet. No judgements just a great card and service! Would recommend. A card without doubt made to give people a fighting chance of surviving this financial crisis we find ourselves in! Reviewed on: 14th April 2025

Fantastic love it great for building credit s score

Fantastic love it great for building credit s score Reviewed on: 14th April 2025

i like it they topped upmy limit after a couple of...

i like it they topped upmy limit after a couple of months. Reviewed on: 14th April 2025

Excellent product simple and easy application

Excellent product simple and easy application Reviewed on: 14th April 2025

Good experience with monzo credit card

Good experience with monzo credit card Reviewed on: 14th April 2025

Very supportive and friendly.

Very supportive and friendly. They are very quick to get back to you if you have a query Reviewed on: 14th April 2025

Never had any problems good service all the time

Never had any problems good service all the time Reviewed on: 14th April 2025

Brilliant report

Never have an issue. Always let me know when payments are due and how much is due. And when they feel I’m ready they increase the amount in my credit card Reviewed on: 14th April 2025

Awesome company A**

Amazing experience so easy to apply and very clear and easy to find information. Reviewed on: 14th April 2025

Best Credit Card Company I've Ever Dealt With

This credit card company is unlike any others i've dealt with. They LISTEN to your needs, they have excellent management team and if you've any concerns they deal with them efficiently and fairly. My only regret is that I didn't know about this company sooner. I'd highly recommend them and now that you can also open a bank account with them, it gives me more reason to use Zopa over others. This is the first time I've ever given a financial company a 5* review, but they deserve it Reviewed on: 14th April 2025

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