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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Best Credit Card Company I've Ever Dealt With

This credit card company is unlike any others i've dealt with. They LISTEN to your needs, they have excellent management team and if you've any concerns they deal with them efficiently and fairly. My only regret is that I didn't know about this company sooner. I'd highly recommend them and now that you can also open a bank account with them, it gives me more reason to use Zopa over others. This is the first time I've ever given a financial company a 5* review, but they deserve it Reviewed on: 14th April 2025

Simple application process

Application process is simple. App very easy to use. Reviewed on: 14th April 2025

Easy to navigate, and the responses are quick.

Easy to navigate, and the responses are quick. There is always up to date advice and updates Reviewed on: 14th April 2025

They are a really good company I lost card the o...

They are a really good company I lost my card the other day and it was so easy to cancel on my zopa app and I received communicationfrom them straight away to confirm with me my credit card was on its way to me and I received my new card in three working days they are always on hand to give support as well myself personallythink they are a great company we need more companys like zopa Reviewed on: 14th April 2025

Zoopa give me a chance when I needed it fab...

Zoopa give me a chance when I needed it fab company Reviewed on: 14th April 2025

So happy with the card very easy to use and it’s the...

So happy with the card very easy to use and it’s there when I need it thank you Reviewed on: 14th April 2025

It an awesome experience i would highly recommend it...

It an awesome experience i would highly recommend it to anyone who is looking for good and flexible credit card and loans. Reviewed on: 14th April 2025

Fabulous Card

Absolutely fantastic card and very helpful service I love it Reviewed on: 14th April 2025

Was a good experiente.

Was a good experiente. I was aprouve verry quick and I get card verry fast Reviewed on: 14th April 2025

The independent review

Zopa is a fantastic bank I have banked with many before however Zopa has very exclusive features the offers they have given me are spectacular and went things went wrong there customer service support team was brilliant there savings accounts are brilliant due to there rates compared to mainstream banking companies Reviewed on: 14th April 2025

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