Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,339 reviews, last reviewed 26th Apr 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026
Lubna's avatar
Lubna

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44339)

Review of the Zopa, Credit card:

Zopa Credit Card

5
A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022
Michael 's avatar
Michael

great for getting cash back on my bills

4
great for getting cash back on my bills Reviewed on: 13th April 2025
olly B's avatar
olly B

Very good efficient experience.

5
Very good efficient experience. Card was needed and helps a lot without making things harder Reviewed on: 13th April 2025
Leanne H's avatar
Leanne H

Not any bad experiences but can't open my account

4
Not any bad experiences but can't open my account Reviewed on: 13th April 2025
M m islam 's avatar
M m islam

Good Service.

5
Good Service. I am happy with zopa Reviewed on: 13th April 2025
M E Jibon's avatar
M E Jibon

I've just taken out a credit card.

5
I've just taken out a credit card. The application was easy to understand and straight forward. Kept me informed at all times and keeps me up to date with news or updates. Reviewed on: 13th April 2025
Lyn hall's avatar
Lyn hall

Always handy to use, easy to manage and a good credi...

4
Always handy to use, easy to manage and a good credit level Reviewed on: 13th April 2025
Andrew B's avatar
Andrew B

Zopa Credit Card

4
I have enjoyed using it and it has been very easy to use.Zop Reviewed on: 13th April 2025
Anne Anderson 's avatar
Anne Anderson

My housband have one is really good

4
My housband have one is really good Reviewed on: 13th April 2025
Agnieszka Mazurkiewicz's avatar
Agnieszka Mazurkiewicz

excellent credit card and great customer service

5
excellent credit card and great customer service Reviewed on: 13th April 2025
Haroon R's avatar
Haroon R

Excellent service

5
I have never had any trouble with Zopa everything was straight forward everything was explained to me excellent job guys keep up the excellent work Reviewed on: 13th April 2025
Snuggles4 's avatar
Snuggles4

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa

  • Personal loan

    from Zopa 4.95 from 69081 reviews
    Zopa

  • Current account

    from Zopa 4.93 from 6589 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill