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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

The independent review

Zopa is a fantastic bank I have banked with many before however Zopa has very exclusive features the offers they have given me are spectacular and went things went wrong there customer service support team was brilliant there savings accounts are brilliant due to there rates compared to mainstream banking companies Reviewed on: 14th April 2025

great for getting cash back on my bills

great for getting cash back on my bills Reviewed on: 13th April 2025

Very good efficient experience.

Very good efficient experience. Card was needed and helps a lot without making things harder Reviewed on: 13th April 2025

Not any bad experiences but can't open my account

Not any bad experiences but can't open my account Reviewed on: 13th April 2025

Good Service.

Good Service. I am happy with zopa Reviewed on: 13th April 2025

I've just taken out a credit card.

I've just taken out a credit card. The application was easy to understand and straight forward. Kept me informed at all times and keeps me up to date with news or updates. Reviewed on: 13th April 2025

Always handy to use, easy to manage and a good credi...

Always handy to use, easy to manage and a good credit level Reviewed on: 13th April 2025

Zopa Credit Card

I have enjoyed using it and it has been very easy to use.Zop Reviewed on: 13th April 2025

My housband have one is really good

My housband have one is really good Reviewed on: 13th April 2025

excellent credit card and great customer service

excellent credit card and great customer service Reviewed on: 13th April 2025

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