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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Very good efficient experience.

Very good efficient experience. Card was needed and helps a lot without making things harder Reviewed on: 13th April 2025

Not any bad experiences but can't open my account

Not any bad experiences but can't open my account Reviewed on: 13th April 2025

Good Service.

Good Service. I am happy with zopa Reviewed on: 13th April 2025

I've just taken out a credit card.

I've just taken out a credit card. The application was easy to understand and straight forward. Kept me informed at all times and keeps me up to date with news or updates. Reviewed on: 13th April 2025

Always handy to use, easy to manage and a good credi...

Always handy to use, easy to manage and a good credit level Reviewed on: 13th April 2025

Zopa Credit Card

I have enjoyed using it and it has been very easy to use.Zop Reviewed on: 13th April 2025

My housband have one is really good

My housband have one is really good Reviewed on: 13th April 2025

excellent credit card and great customer service

excellent credit card and great customer service Reviewed on: 13th April 2025

Excellent service

I have never had any trouble with Zopa everything was straight forward everything was explained to me excellent job guys keep up the excellent work Reviewed on: 13th April 2025

Excellent customer service,good interest rates and r...

Excellent customer service,good interest rates and repayments. Zopa are very good and highly recommendable with the additional features on the app as well Reviewed on: 12th April 2025

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