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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great card to have to build your credit score

Do exactly what they say when they say it. Reliable, great customer service. Never have a problem Reviewed on: 10th April 2025

I have zopa credit card and I'm very happy with...

I have zopa credit card and I'm very happy with that Reviewed on: 10th April 2025

Excellent card

Excellent card and great to use and easy keep an eye what you spend Reviewed on: 10th April 2025

Not had the card very long but so far so good, I use...

Not had the card very long but so far so good, I use it for everyday spending between paydays Reviewed on: 10th April 2025

Amazing! Never failed me!

Had been with Zopa for a while now it never failed me. Reviewed on: 10th April 2025

Best card I have

Easy to use app for keeping up to date with balance and payment requests and I find it is accepted everywhere it is my main go to card Reviewed on: 10th April 2025

Really positive experience and overall excellent cre...

Really positive experience and overall excellent credit card Reviewed on: 10th April 2025

The Zopa card is the best CC on the market.

The Zopa card is the best CC on the market. With a starting credit limit of £500 you can use your Zopa card to do your monthly shopping or get yourself a much needed break. Affordable and flexible repayments makes the card a great one for any budget. Also their customer service team is always ready to assist you. Reviewed on: 10th April 2025

Zopa Really Hehave some of the nice credit card

Nice credit card and reliable! Very reasonable and easy to use as a credit card for all purchases! Thank you! Reviewed on: 10th April 2025

I may soon be applying for one .

I may soon be applying for one . Reviewed on: 10th April 2025

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