Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

View other Zopa products

4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Excellent

Very good ,I am very satisfied with Zopa Reviewed on: 9th April 2025

I have three loans and one credit card with Zopa and...

I have three loans and one credit card with Zopa and I have the lowest rates I could find on the market. I intend to move my current account to them in the near future Reviewed on: 9th April 2025

ALL I CAN SAY VERY GOOD SERVICE.

ALL I CAN SAY VERY GOOD SERVICE....BEST WISHES Reviewed on: 9th April 2025

Excellent credit card easy to pay back good rates.

Excellent credit card easy to pay back good rates. Reviewed on: 9th April 2025

Excellent sevice very easy to manage my account

Excellent sevice very easy to manage my account Reviewed on: 9th April 2025

Easy to use

Very easy to pay off what you owe through bank transfers. Reviewed on: 9th April 2025

Never had a problem very easy to do business with.

Never had a problem very easy to do business with. Reviewed on: 9th April 2025

Brilliant

Very good and quick reply friendly and helpful Reviewed on: 9th April 2025

Great card very easy to apply for no hassle

Great card very easy to apply for no hassle Reviewed on: 9th April 2025

Effective

Good, efficient company who are customer focused Reviewed on: 9th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from first direct 4.13 from 26 reviews
Marbles Credit Card
from NewDay 4.89 from 541 reviews
Credit builder credit card
from Vanquis 4.79 from 19912 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub