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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

I started with a credit card and now have a bank acc...

I started with a credit card and now have a bank account, from the start of the banking service and a savings account. Zopa is my most used financial service. Reviewed on: 8th April 2025

Very good interest rates.

Very good interest rates.Would have been top marks if I could do a a balance transfer. Reviewed on: 8th April 2025

Very recommended helpful professional people

Very helpful professional people Reviewed on: 8th April 2025

App super simple and easy to use, and to swap betwee...

App super simple and easy to use, and to swap between bank and credit card with easy payment option Reviewed on: 8th April 2025

Great support

All issues are resolved within the same day. Hassle free. Reviewed on: 8th April 2025

So far so good.

So far so good. Highly recommended Reviewed on: 8th April 2025

I found zopa to be excellent and their banking app s...

I found zopa to be excellent and their banking app simple to use and understand Reviewed on: 8th April 2025

Great customer service,very friendly advisors.

Great customer service,very friendly advisors. Reviewed on: 8th April 2025

Zopa have accepted me to help build my credit score.

Zopa have accepted me to help build my credit score. Reviewed on: 8th April 2025

Mi as dori sa fac mai multe cu zopa

Mi as dori sa fac mai multe cu zopa Reviewed on: 8th April 2025

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