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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Excellent Card

A reasonably affordable card with a good, easy to follow and operate website. Reviewed on: 7th April 2025

Hi a have a loan with Zopa good .

Hi a have a loan with Zopa good . Reviewed on: 7th April 2025

Great Credit Card

Excellent service and offer very good advice.They will never put you in a position where you cannot afford the card and if you were in such a position, they would listen to your concerns. Reviewed on: 7th April 2025

Great Card and app.

Love that the Zopa app let's me see & control everything I need to with my Zopa credit card and Zopa savings accounts. Easily accessible funds with both a physical card & the option to add it to my Google wallet too, great customer service, happy all round. Reviewed on: 7th April 2025

Brilliant service brilliant except new clients...

Brilliant service brilliant except new clients making people feel there are someone Reviewed on: 7th April 2025

Very good service, friendly and helpful service

Very good service, friendly and helpful service Reviewed on: 7th April 2025

Great card great customer service Would recomend to...

Great card great customer service Would recomend to anyone good or poor credit Reviewed on: 7th April 2025

Brilliant credit card

I love the app and customer service is very good i recommend Zopa to my friends and family. I intend to open a savings account too Reviewed on: 7th April 2025

No fuss, excellent service, quick and easy to get st...

No fuss, excellent service, quick and easy to get started. Good way of getting a good credit rating. Reviewed on: 7th April 2025

Very nice and very workable all nice and well comein...

Very nice and very workable all nice and well comeing it was good to hear from someone who knows a lot about what people are going through Reviewed on: 7th April 2025

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