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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

The app is great it very clear about charges.

The app is great it very clear about charges. It also allows you log in to your bank to show how your money is spent and any subscriptions you may have. Reviewed on: 8th April 2025

NeverGreat had any problems with zopa

Never had any problems with zopa Reviewed on: 8th April 2025

Offer good rates and online banking is easy to use

Offer good rates and online banking is easy to use Reviewed on: 8th April 2025

Had a credit card the last few years .

Had a credit card the last few years .away been very helpful Reviewed on: 8th April 2025

Love Zopa

I love that you can save and build your money while having access to credit, it's so simple to do, the app is so easy to use and you can make different saving pots. Love Zopa for a credit card. I have recommended to friends and family Reviewed on: 8th April 2025

Easy to use and very friendly

I just find them easy to use and when needed, really responsive. Reviewed on: 8th April 2025

Easy to access.

Easy to access. Good info provided when nedded Reviewed on: 8th April 2025

I love Zopa card.

I love Zopa card. Excellent APR.Great customer service Reviewed on: 8th April 2025

Great service and very helpful helped me hugely

Great service and very helpful good service all around been very helpful to me Reviewed on: 7th April 2025

Excellent Card

A reasonably affordable card with a good, easy to follow and operate website. Reviewed on: 7th April 2025

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