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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

ZOPA Credit Card Usefulness

I was able to use my ZOPA credit card for online International purchases, and was offered an increase in the credit limit to a useful level soon after I started using it.. Reviewed on: 5th April 2025

I am amazed and impressed with the high level of sec...

I am amazed and impressed with the high level of security just setting up this account I was impressed. I wish other banks could be like this hassle free and the ability to move on with your world of credit. Reviewed on: 5th April 2025

Positive Contact & Excellent Customer Service

I have always had very positive contact with the company and look forward to the future with them. Reviewed on: 5th April 2025

Every step was very easy there was no messing about.

Every step was very easy there was no messing about. It was a simple application, quick decision and I had the xard in a couple of days. Reviewed on: 5th April 2025

Easy application process didn't take long

Easy application process didn't take long Reviewed on: 5th April 2025

Have zopa credit card Best service.

Have zopa credit card Best service. Reviewed on: 5th April 2025

Zopa trusted me when other creditors wouldn't.

Zopa trusted me when other creditors wouldn't. They have helped me get out of a long period of financial hardship. I am even thinking of getting their bank account. The repayments are affordable and there is no hidden fees. I would highly recommend them to anyone facing financial difficulties. Reviewed on: 5th April 2025

Found them to be fare good customer services had ba...

Found them to be fare good customer services had barkclay card an there a lot better then barkclay card Reviewed on: 5th April 2025

very good experience from start to finish

very good experience from start to finish amazing company Reviewed on: 5th April 2025

Good experience

Good experience easy to use website Reviewed on: 5th April 2025

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