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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

The card was easy to apply for and came very...

The card was easy to apply for and came very quickly Reviewed on: 5th April 2025

Good and excellent

Good and excellent rate. Easy to handle online Reviewed on: 5th April 2025

Great! Thanks Zopa

Helped me regain control of my poor credit score Reviewed on: 5th April 2025

Been with Zopa a while now and love and enjoy the se...

Been with Zopa a while now and love and enjoy the service and facilities in the app and on line. Transparent and easy to navigate. The card itself is flexible, with lots of added perks. Highly recommend trying - Zopa out!!. Reviewed on: 5th April 2025

Very good and app is straight forward

Very good and app is straight forward Reviewed on: 5th April 2025

very easy to apply ,the best credit card I...

very easy to apply ,the best credit card I ever had Reviewed on: 5th April 2025

Very good experience and easy to apply

Very good experience and easy to apply Reviewed on: 5th April 2025

Credit Card

I am always updated on how much I have spent. Notifications are always clear and precise The app is very easy to use. I have never had any issues with Zopa Reviewed on: 5th April 2025

Very good the rates are excellent customer service e...

Very good the rates are excellent customer service excellent Reviewed on: 5th April 2025

All round great product

So easy to apply for. So easy to use. App is equally easy to navigate. Good card for getting back in the credit game as limit increases once credibility earned. Have recommended to many people already. Reviewed on: 5th April 2025

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