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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

I am amazed and impressed with the high level of sec...

I am amazed and impressed with the high level of security just setting up this account I was impressed. I wish other banks could be like this hassle free and the ability to move on with your world of credit. Reviewed on: 5th April 2025

Positive Contact & Excellent Customer Service

I have always had very positive contact with the company and look forward to the future with them. Reviewed on: 5th April 2025

Every step was very easy there was no messing about.

Every step was very easy there was no messing about. It was a simple application, quick decision and I had the xard in a couple of days. Reviewed on: 5th April 2025

Easy application process didn't take long

Easy application process didn't take long Reviewed on: 5th April 2025

Have zopa credit card Best service.

Have zopa credit card Best service. Reviewed on: 5th April 2025

Zopa trusted me when other creditors wouldn't.

Zopa trusted me when other creditors wouldn't. They have helped me get out of a long period of financial hardship. I am even thinking of getting their bank account. The repayments are affordable and there is no hidden fees. I would highly recommend them to anyone facing financial difficulties. Reviewed on: 5th April 2025

Found them to be fare good customer services had ba...

Found them to be fare good customer services had barkclay card an there a lot better then barkclay card Reviewed on: 5th April 2025

very good experience from start to finish

very good experience from start to finish amazing company Reviewed on: 5th April 2025

Good experience

Good experience easy to use website Reviewed on: 5th April 2025

Best credit card for me

It’s easy to pay with a Zopa Credit card. The app is great lets you see what you owe at a glance. Reviewed on: 5th April 2025

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