Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

View other Zopa products

4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

I am amazed and impressed with the high level of sec...

I am amazed and impressed with the high level of security just setting up this account I was impressed. I wish other banks could be like this hassle free and the ability to move on with your world of credit. Reviewed on: 5th April 2025

Positive Contact & Excellent Customer Service

I have always had very positive contact with the company and look forward to the future with them. Reviewed on: 5th April 2025

Every step was very easy there was no messing about.

Every step was very easy there was no messing about. It was a simple application, quick decision and I had the xard in a couple of days. Reviewed on: 5th April 2025

Easy application process didn't take long

Easy application process didn't take long Reviewed on: 5th April 2025

Have zopa credit card Best service.

Have zopa credit card Best service. Reviewed on: 5th April 2025

Zopa trusted me when other creditors wouldn't.

Zopa trusted me when other creditors wouldn't. They have helped me get out of a long period of financial hardship. I am even thinking of getting their bank account. The repayments are affordable and there is no hidden fees. I would highly recommend them to anyone facing financial difficulties. Reviewed on: 5th April 2025

Found them to be fare good customer services had ba...

Found them to be fare good customer services had barkclay card an there a lot better then barkclay card Reviewed on: 5th April 2025

very good experience from start to finish

very good experience from start to finish amazing company Reviewed on: 5th April 2025

Good experience

Good experience easy to use website Reviewed on: 5th April 2025

Best credit card for me

It’s easy to pay with a Zopa Credit card. The app is great lets you see what you owe at a glance. Reviewed on: 5th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit builder credit card
from Vanquis 4.79 from 19912 reviews
Student Credit Card
from NatWest 4.31 from 6 reviews
Platinum Purchase Card
from TSB 2.25 from 8 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69081 reviews
Current account
from Zopa 4.93 from 6587 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub