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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Great experience

Although Zopa is great if you have a low credit score, it is very hard to get a credit increase. But overall for convenient Reviewed on: 4th April 2025

It just a great card to use every easyto use...

It just a great card to use every easyto use Reviewed on: 4th April 2025

Easy to apply.

Easy to apply. Lets you know of good deals and gives you good reasons to pay more than minimum amounts each month. Reviewed on: 4th April 2025

Good choice for card provider

Had card about 6 monthsCustomer service is soo helpful when you need themWhich you need if you've got a rogue expense showing Reviewed on: 4th April 2025

Very quick, efficient, customer focused

Very quick, efficient, customer focused Reviewed on: 4th April 2025

Good card good app I also no bank with this company...

Good card good app I also no bank with this company very safe and secure account easy to use and navigate around the app staff are helpful Reviewed on: 4th April 2025

Never had an issue with the card.

Never had an issue with the card. Reviewed on: 4th April 2025

Brilliant service

I had trouble using the app but customer services helped me very quickly Reviewed on: 4th April 2025

Great babk helping me build my credit

Great babk helping me build my credit Reviewed on: 4th April 2025

Easy to use and gave me a chance to get back on a cr...

Easy to use and gave me a chance to get back on a credit rating Reviewed on: 4th April 2025

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