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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excelent

This card helped me a lot to help my son at his wedding. He was very happy. Thank you. And I would be very happy to go further with y Rate mici ou.Fantastic, Reviewed on: 4th April 2025

Always helpful if you are in trouble

Always helpful if you are in trouble Reviewed on: 4th April 2025

Great card.

Great card. Easy application process. Easy repayment options Reviewed on: 4th April 2025

Easy to use it allows me to buy things that I would...

Easy to use it allows me to buy things that I would have to wait until payday to buy and I don’t feel guilty spoiling myself Reviewed on: 4th April 2025

Great Service

Zopa have always been good they are on time collecting the payment they keep you informed with everything they do Reviewed on: 3rd April 2025

Zopa the Great

Would recommend, excellent service and good products Reviewed on: 3rd April 2025

Love zopa

Love it , i use it everyday do shopping Reviewed on: 3rd April 2025

Easy to use , they could have offer increase in cred...

Easy to use , they could have offer increase in credit limit if no missed payments Reviewed on: 3rd April 2025

Reliable credit card provider

Generates credit card statements promptly on monthly and annual basis. Reviewed on: 3rd April 2025

Easy to use app.

Easy to use app. Good customer service. Cannot fault this card. Reviewed on: 3rd April 2025

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