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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Easy to use, intuitive app, seems transparent, prett...

Easy to use, intuitive app, seems transparent, pretty good customer service and strong products overall. Reviewed on: 3rd April 2025

Great service keep you informed all the time

Great service keep you informed all the time Reviewed on: 3rd April 2025

I am one very happy customer.

I am one very happy customer. I would recommend Zopati my friend and family. Reviewed on: 3rd April 2025

love using my zopa credit card for emergency use only.

love using my zopa credit card for emergency use only. Reviewed on: 3rd April 2025

I found the whole experience of applying and using t...

I found the whole experience of applying and using the app and card excellent experience Reviewed on: 3rd April 2025

Excellent

Very good company and easy to talk to Reviewed on: 3rd April 2025

Had a credit cards for years now got a current accou...

Had a credit cards for years now got a current account and a monthly saver with them Reviewed on: 3rd April 2025

Easy to apply and fast response.

Easy to apply and fast response. Great communication Reviewed on: 3rd April 2025

A very good bank very happy with them

A very good bank very happy with them Reviewed on: 3rd April 2025

Best Credit Savings and also now Bank.

Best Credit Savings and also now Bank. Listen and help customers. Fair and friendly to deal with. Would recommend to everyone. Reviewed on: 3rd April 2025

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