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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Excellent service no concerns at all

Excellent service no concerns at sll Reviewed on: 3rd April 2025

I have a card and a loan with them no issues fantast...

I have a card and a loan with them no issues fantastic customer service Reviewed on: 3rd April 2025

Very straight forward to apply.

Very straight forward to apply. Process easy to do online, with a virtually instant decision. Reviewed on: 3rd April 2025

Good Starter Card

Easy to apply for with good limit. Acceptable online and in store. Reviewed on: 3rd April 2025

The best credit card company ever

Zopa provides amazing an amazing credit card. Zopa puts there customers first and have excellent customer service. The staff who work for Zopa go above and beyond and they are friendly and are always willing to help me when I’ve needed help. I’ve recommender Zopa to my family and friends and some of them have joined Zopa. Thank you very much Zopa. Reviewed on: 3rd April 2025

I have a loan for a car and a credit card with Zopa.

I have a loan for a car and a credit card with Zopa. The apr for the loan was not the greatest but gave me a chance to own my own car which was awesome. Credit card is great, not a great amount but perfect for what I need. Would definitely recommend. Reviewed on: 3rd April 2025

They gave always been very understanding when circum...

They gave always been very understanding when circumstances change Reviewed on: 3rd April 2025

Excellent service and very easy to use

Excellent service and very easy to use Reviewed on: 3rd April 2025

It was so easy to onboard and the after sale support...

It was so easy to onboard and the after sale support was exceptional. Reviewed on: 3rd April 2025

Excellent

Straight forward, easy to use app, friendly customer service. Reviewed on: 3rd April 2025

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