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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

All good never had a problem everything is excellent...

All good never had a problem everything is excellent and has I expected it to be Reviewed on: 3rd April 2025

Excellent and user friendly app

My first credit card for a long time. So easy to use the app and no issues at all Reviewed on: 3rd April 2025

Very good and help me out with my credit card

Very good and help me out with my credit card Reviewed on: 3rd April 2025

Had a problem with a standing order which was resolv...

Had a problem with a standing order which was resolved in 2 days. Reviewed on: 3rd April 2025

Well worth a shot

Never had any issues. Have used customer services and been delt with efficiently Reviewed on: 3rd April 2025

Good card no problems with using it

Good card no problems with using it Reviewed on: 3rd April 2025

My experience was seamless from start to finish ever...

My experience was seamless from start to finish everything explained and the application was user friendly Reviewed on: 3rd April 2025

First class customer service

First class customer service from staff, they know what they arevtalking about and explain things that is easy to understand Reviewed on: 3rd April 2025

Great customer service and app.

Great customer service and app. Would highly recommend. Reviewed on: 3rd April 2025

Fantastic Service and easy to use card and app

Payments are done easily, App is easy to use and customer service is informative and friendly Reviewed on: 3rd April 2025

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