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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Never had a problem and always helpful with customer...

Never had a problem and always helpful with customer service. Reviewed on: 31st March 2025

Painless

Really quick and painless to get sorted out and card came quickly Reviewed on: 31st March 2025

Zopa has been amazing....

Zopa has been amazing and I know have a bank with them now as well. Reviewed on: 31st March 2025

A great feeling with a new card which meets my needs

Very well I’ve had no problems what so ever also I like the fact I can freeze my card Reviewed on: 31st March 2025

Zopa are focused on their customers financial requir...

Zopa are focused on their customers financial requirements and offer a service that meets their needs. Reviewed on: 31st March 2025

excellent

Very good fast and efficient excellent the mobile app is very easy friendly too use Reviewed on: 31st March 2025

Never experience anything bad.

Never experience anything bad. Good choice Reviewed on: 31st March 2025

Excellent service all round couldn’t fault the company

Excellent service all round couldn’t fault the company Reviewed on: 31st March 2025

Amazing service would highly recommend

Amazing service would highly recommend Reviewed on: 31st March 2025

Application process is straightforward and easy

Application process is straightforward and easy Reviewed on: 31st March 2025

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