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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Zopa card

Very helpful and polite with everything I needed help with Reviewed on: 31st March 2025

Very easy to use app brilliant credit card and savin...

Very easy to use app brilliant credit card and saving pots which are that easy to use that easy even I know how to use them love watching my savings grow each month Reviewed on: 31st March 2025

Glad they have given me a credit card so I can impro...

Glad they have given me a credit card so I can improve my rating. Reviewed on: 31st March 2025

No quibble or fuss.

No quibble or fuss. Easy to use to pay for goods, and the app is easy too. Would highly recommend for credit card. Reviewed on: 31st March 2025

Great rewards cash back and interest Rates on your m...

Great rewards cash back and interest Rates on your money Reviewed on: 31st March 2025

I found the app really good, easy to use.

I found the app really good, easy to use. Reviewed on: 31st March 2025

Really simple to apply for then manage using the App...

Really simple to apply for then manage using the App Reviewed on: 31st March 2025

Zopa is a good card good savings love it

Zopa is a good card good savice I will tell my friends and family Reviewed on: 31st March 2025

Great customer service and user friendly app.

Great customer service and user friendly app. Reviewed on: 31st March 2025

Customer service were absolutely amazing when I had...

Customer service were absolutely amazing when I had an issue when I thought I was being scammed.100% chuffed to bits THNX Reviewed on: 31st March 2025

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