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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Easy & straight forward app

Easy to use app simple to make repayments and set up direct debt Reviewed on: 31st March 2025

Sola is very genuine and excellent performance.

Sola is very genuine and excellent performance. Reviewed on: 31st March 2025

Impressive credit card using first time someone reco...

Impressive credit card using first time someone recommended this to me Reviewed on: 31st March 2025

Always no problems on the online banking and credit...

Always no problems on the online banking and credit card Reviewed on: 31st March 2025

Only had card a month but enjoying customer service

Only had card a month but enjoying customer service Reviewed on: 31st March 2025

Got a loan no problem at a very good interest rate.

Got a loan no problem at a very good interest rate. I am very pleased with the service and that I can amend the date if I need to pay it later on in the month. Reviewed on: 31st March 2025

Excellent credit card company.

Excellent credit card company. Can pay off balance when I require and easy to do. Reviewed on: 31st March 2025

The app is incredibly easy to use and linking bank a...

The app is incredibly easy to use and linking bank accounts was very straightforward. Reviewed on: 31st March 2025

Very good credit cart, and excellent team with great...

Very good credit cart, and excellent team with great custo service. 5 stars. Reviewed on: 31st March 2025

Very good and I really recommend this Zopa card is b...

Very good and I really recommend this Zopa card is best Reviewed on: 31st March 2025

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