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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great card with fantastic services!

Great card with fantastic services! The app is extremely easy to navigate which helps making payments and repayments that bit easier. Reviewed on: 31st March 2025

Great customer service and customer experience

Great customer service and customer experience Reviewed on: 31st March 2025

Excellent product I've been using it very often

Excellent product I've been using it very often Reviewed on: 31st March 2025

Very easy set up, excellent service

Very easy set up, excellent service Reviewed on: 31st March 2025

Very nice company .

Very nice company . Thank you so much Reviewed on: 31st March 2025

My experience hasbeen good and would recommend to...

My experience has been good and would recommend to apply for there credit card Reviewed on: 31st March 2025

Excellent card, great customer service

Excellent card, great customer service Reviewed on: 31st March 2025

Easy and clear from beginning to end.

Easy and clear from beginning to end. Reviewed on: 31st March 2025

Always available no issues and excellent customer se...

Always available no issues and excellent customer service Reviewed on: 31st March 2025

Zopa was quick and easy to apply.

Zopa was quick and easy to apply. Terms and conditions were reasonable and I received my physical call early. Reviewed on: 31st March 2025

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