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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Easy to apply and customer service is excellent

Easy to apply and customer service is excellent Reviewed on: 31st March 2025

I didn't have any problem using zopa credit card so...

I didn't have any problem using zopa credit card so far Reviewed on: 31st March 2025

Money manageable

I find Zopa to be useful as they do not give you credit if they feel you can’t manage they are not just trying to put you in a situation I find the coaching excellent Reviewed on: 31st March 2025

A great way to build your credit score and take cont...

A great way to build your credit score and take control of your money Reviewed on: 31st March 2025

Good customer service when speaking to operator have...

Good customer service when speaking to operator have given good advice and have told me about further options Reviewed on: 31st March 2025

Easy to use, improves credit score

Easy to use, improves credit score Reviewed on: 31st March 2025

Very easy to apply for and good rates of interest.

Very easy to apply for and good rates of interest. Security is excellent and the phone app is very easy to use. Reviewed on: 31st March 2025

Always had positive experience..

Always had positive experience dealing with customer service and the using the app. Been able to find everything I need easily. Responses to queries are usually pretty quick and cover what I’ve needed. Reviewed on: 31st March 2025

Fair comoany, that gives people a chance

Fair comoany, that gives people a chance Reviewed on: 31st March 2025

Very good service easy to use great customer service...

Very good service easy to use great customer service operators Reviewed on: 31st March 2025

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