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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great credit builder as I had a low credit score.

Great credit builder as I had a low credit score. Reviewed on: 31st March 2025

Easy to use app, communication is good .

Easy to use app, communication is good . Great service Reviewed on: 31st March 2025

Easy to use and good rates on the credit cards...

Easy to use and good rates on the credit cards Reviewed on: 31st March 2025

Get my credit card was very easy process

Get my credit card was very easy process Reviewed on: 31st March 2025

Fantastic Experience

Always kept updated, made aware of new products… not just a credit card… it comes with many options Reviewed on: 31st March 2025

App is facile and easy to use.

App is facile and easy to use. Application was timeous as was service. Payment process excellent as links directly to your bank account. Reviewed on: 31st March 2025

All excellent no issues at all.

All excellent no issues at all. Fast service I have used them for many years Reviewed on: 31st March 2025

Zopa Company helping me a lot in that hard times

Zopa Company helping me a lot in that hard times Reviewed on: 31st March 2025

Always clear on app, great with showing how to impro...

Always clear on app, great with showing how to improve and the best offers Reviewed on: 31st March 2025

Very prompt application process and their app’s abil...

Very prompt application process and their app’s ability to keep you updated is first class. Reviewed on: 31st March 2025

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