Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Easy to apply, mobile app very good I have bank acco...

Easy to apply, mobile app very good I have bank accounts (everyday and saver) plus credit card Reviewed on: 31st March 2025

Good credit card.

Good credit card. With affordable limit. Reviewed on: 31st March 2025

I personally have not had a bad experience with Zopa

I personally have not had a bad experience with Zopa Reviewed on: 31st March 2025

Great service from a top provider.

Great service from a top provider. Reviewed on: 31st March 2025

Very good credit card easy to use good for food shop...

Very good credit card easy to use good for food shopping Reviewed on: 31st March 2025

Easy to fill application and you get instant answer...

Easy to fill application and you get instant answer too… Reviewed on: 31st March 2025

Zopa credit card.

Zopa has and is very helpful and my Zopa credit has help my credit. Reviewed on: 31st March 2025

Customer care

Zopa is providing such a Good service Reviewed on: 31st March 2025

Amazing card

Amazing card . Does as it says. Interest isn’t too bad Reviewed on: 31st March 2025

Great credit card and new bank account look great

Great credit card and new bank account look great Reviewed on: 31st March 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

All in One Credit Card
from Santander 4.27 from 23 reviews
Balance Plus
from Capital One 4.20 from 4 reviews
Credit card
from Jaja Finance 4.72 from 2531 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub