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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very quick and responses to requests.

Very quick and responses to requests. Reviewed on: 31st March 2025

Have just started using credit card but have had not...

Have just started using credit card but have had nothing but a positive experience Reviewed on: 31st March 2025

Very easy to use and I like it easy to...

Very easy to use and I like it easy to managed Reviewed on: 31st March 2025

Easy and amazing to use, using Zopa has really helpe...

Easy and amazing to use, using Zopa has really helped me In a lot of ways Reviewed on: 31st March 2025

Good upcoming bank / finance provider

App interface is user friendly, rates are on par with other providers and they have other products too Reviewed on: 31st March 2025

Great!!!

Great customers service and experience Reviewed on: 31st March 2025

Excellent service and easy to use

Excellent service and easy to use Reviewed on: 31st March 2025

Always there to help and the app is very simple to u...

Always there to help and the app is very simple to use,when I've had a problem I've been able to sort it quickly through email with no hassle Reviewed on: 31st March 2025

Very good bank and no problems.

Very good bank and no problems. Customer service very helpful. Reviewed on: 31st March 2025

Card inquiry

All type of inquiry are very helpful.customer service is very good Reviewed on: 31st March 2025

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