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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Easy to apply, mobile app very good I have bank acco...

Easy to apply, mobile app very good I have bank accounts (everyday and saver) plus credit card Reviewed on: 31st March 2025

Good credit card.

Good credit card. With affordable limit. Reviewed on: 31st March 2025

I personally have not had a bad experience with Zopa

I personally have not had a bad experience with Zopa Reviewed on: 31st March 2025

Great service from a top provider.

Great service from a top provider. Reviewed on: 31st March 2025

Very good credit card easy to use good for food shop...

Very good credit card easy to use good for food shopping Reviewed on: 31st March 2025

Easy to fill application and you get instant answer...

Easy to fill application and you get instant answer too… Reviewed on: 31st March 2025

Zopa credit card.

Zopa has and is very helpful and my Zopa credit has help my credit. Reviewed on: 31st March 2025

Customer care

Zopa is providing such a Good service Reviewed on: 31st March 2025

Amazing card

Amazing card . Does as it says. Interest isn’t too bad Reviewed on: 31st March 2025

Great credit card and new bank account look great

Great credit card and new bank account look great Reviewed on: 31st March 2025

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