Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

View other Zopa products

4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Very quick and responses to requests.

Very quick and responses to requests. Reviewed on: 31st March 2025

Have just started using credit card but have had not...

Have just started using credit card but have had nothing but a positive experience Reviewed on: 31st March 2025

Very easy to use and I like it easy to...

Very easy to use and I like it easy to managed Reviewed on: 31st March 2025

Easy and amazing to use, using Zopa has really helpe...

Easy and amazing to use, using Zopa has really helped me In a lot of ways Reviewed on: 31st March 2025

Good upcoming bank / finance provider

App interface is user friendly, rates are on par with other providers and they have other products too Reviewed on: 31st March 2025

Great!!!

Great customers service and experience Reviewed on: 31st March 2025

Excellent service and easy to use

Excellent service and easy to use Reviewed on: 31st March 2025

Always there to help and the app is very simple to u...

Always there to help and the app is very simple to use,when I've had a problem I've been able to sort it quickly through email with no hassle Reviewed on: 31st March 2025

Very good bank and no problems.

Very good bank and no problems. Customer service very helpful. Reviewed on: 31st March 2025

Card inquiry

All type of inquiry are very helpful.customer service is very good Reviewed on: 31st March 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday credit cards
from Lloyds Bank 3.91 from 67 reviews
Credit card
from HSBC 3.08 from 122 reviews
Credit card
from Nationwide 4.04 from 214 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69081 reviews
Current account
from Zopa 4.93 from 6588 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub