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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great credit card great facilities totally recommend

Great credit card great facilities totally recommend Reviewed on: 31st March 2025

Easy and quick response if you have an issue

Easy and quick response if you have an issue Reviewed on: 31st March 2025

So easy to use and the app is great

So easy to use and the app is great Reviewed on: 31st March 2025

Very helpful and quick response to questions

Very helpful and quick response to questions Reviewed on: 31st March 2025

Zopa changed my life my credit score my future

Zopa changed my life my credit score my future Reviewed on: 31st March 2025

Excellent comms

From day one I have had excellent communication and regular correspondence Reviewed on: 29th March 2025

Very easy to set up a new credit card, simple and us...

Very easy to set up a new credit card, simple and user friendly. No drama with Zopa just straightforward and informative layouts. Would recommend highly. Reviewed on: 29th March 2025

Have a Zopa card and would highly recommend very go...

Have a Zopa card and would highly recommend very good customer service Reviewed on: 28th March 2025

Easy application process.

Easy application process. Good human interaction from Zopa's side as part of the checks. Realistic amounts offered. All round excellent service. Reviewed on: 28th March 2025

Excellent

Very transparent and good at not letting you down. Reviewed on: 27th March 2025

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