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Zopa: Credit card reviews

Name: Credit card
Rating: 4.868422968230354808 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Simply the best

The banking app is simple to use, gives you updates quickly. Adding money into the account is simple. Reviewed on: 2nd March 2025

Best bank

Great service, great app, best bank around Reviewed on: 2nd March 2025

Very friendly customer service.

Very friendly customer service. Made things easy a clear Reviewed on: 2nd March 2025

easy and straightforward to apply everything is exp...

easy and straightforward to apply everything is explained in detail never had any issues at all.one of the best cards i have had in a long time and woukd highly recommend. Reviewed on: 2nd March 2025

zopa are very reliable and very good at keeping me i...

zopa are very reliable and very good at keeping me informed Reviewed on: 2nd March 2025

Never had any problems with the account very straigh...

Never had any problems with the account very straight forward Reviewed on: 2nd March 2025

Good value for money. Excellent yo do businesses with.

Good value for money. Excellent service good rates Reviewed on: 2nd March 2025

Great card easy to use ,excellent communication, A1

Great card easy to use ,excellent communication, A1 Reviewed on: 2nd March 2025

Excellent company, from application to seasoned user...

Excellent company, from application to seasoned user their customer service is outstanding. Reasonable rates considering my situation. Highly recommended Reviewed on: 2nd March 2025

Great company

I have been using Zopa for years now, first got a loan with them and now I have a credit card as well. They are brilliant and will probably use them for years to come Reviewed on: 2nd March 2025

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