Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

View other Zopa products

4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

It's been OK so far.

It's been OK so far. Credit card good. Reviewed on: 1st March 2025

Responsible lender with great products and interest...

Responsible lender with great products and interest rates. Reviewed on: 1st March 2025

I'm very pleased with the service

I'm very pleased with the service Reviewed on: 1st March 2025

Good customer service easy make.

Good customer service easy make. Contact Reviewed on: 1st March 2025

Fantastic, quick and efficient.

Fantastic, quick and efficient. Application is made very easy. Reviewed on: 1st March 2025

Very good experience overall always on point app is...

Very good experience overall always on point app is user friendly perfect!!! Reviewed on: 1st March 2025

I really appreciate with this credit card

I really appreciate with this credit card Reviewed on: 1st March 2025

Easy, quick and stress free!

Easy, quick and stress free! Easy to understand and navigate as well. Reviewed on: 1st March 2025

Had a fraud phone them about it said thay would get...

Had a fraud phone them about it said thay would get back to me still waiting had to ring the 3 times still waiting Reviewed on: 1st March 2025

Zopas customer service is exceptional, they couldnt...

Zopas customer service is exceptional, they couldnt be more helpful or understanding. Reviewed on: 1st March 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Gold Credit Card
from American Express 4.74 from 25 reviews
Credit builder card
from thimbl. 4.93 from 18 reviews
Credit Card
from Tymit 4.73 from 155 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69081 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub