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Zopa: Credit card reviews

Name: Credit card
Rating: 4.868422968230354808 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Responsible lender with great products and interest...

Responsible lender with great products and interest rates. Reviewed on: 1st March 2025

I'm very pleased with the service

I'm very pleased with the service Reviewed on: 1st March 2025

Good customer service easy make.

Good customer service easy make. Contact Reviewed on: 1st March 2025

Fantastic, quick and efficient.

Fantastic, quick and efficient. Application is made very easy. Reviewed on: 1st March 2025

Very good experience overall always on point app is...

Very good experience overall always on point app is user friendly perfect!!! Reviewed on: 1st March 2025

I really appreciate with this credit card

I really appreciate with this credit card Reviewed on: 1st March 2025

Easy, quick and stress free!

Easy, quick and stress free! Easy to understand and navigate as well. Reviewed on: 1st March 2025

Had a fraud phone them about it said thay would get...

Had a fraud phone them about it said thay would get back to me still waiting had to ring the 3 times still waiting Reviewed on: 1st March 2025

Zopas customer service is exceptional, they couldnt...

Zopas customer service is exceptional, they couldnt be more helpful or understanding. Reviewed on: 1st March 2025

Hve always friendly received excellent service on line

Hve always received excellent service on line Reviewed on: 1st March 2025

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