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Zopa: Credit card reviews

Name: Credit card
Rating: 4.868422968230354808 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Easy to pay bills via the app and easy to manage you...

Easy to pay bills via the app and easy to manage your card with hassle free reminders so that payments are not missed Reviewed on: 1st March 2025

Fantastic customer service

Operate so friendly and helpful. Their customer service skills are excellent. Reviewed on: 1st March 2025

Great for day to day spending.

Great for day to day spending. Would recommend as a first card. Reviewed on: 1st March 2025

Uncomplicated money ...

For a none technical person the appl is easy to use and advise and updates are always at hand Reviewed on: 1st March 2025

Good experience with zopa an incredible app too

Good experience with zopa an incredible app too Reviewed on: 1st March 2025

When I have had a problem with my card the customer...

When I have had a problem with my card the customer service have sorted it out very quickly Reviewed on: 1st March 2025

Zopa gave me the chance to build my credit score.

Zopa gave me the chance to build my credit score. Customer support was amazing and very helpful. I would highly recommend this company. Reviewed on: 1st March 2025

Excellent service I have had no issues

Excellent service I have had no issues Reviewed on: 1st March 2025

Very satisfactory

I've had no problems with zopa, a good all rounder credit card. Reviewed on: 1st March 2025

An excellent App

An excellent App and good ATM service Reviewed on: 1st March 2025

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