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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

An excellent App

An excellent App and good ATM service Reviewed on: 1st March 2025

Customer service support team great.

Customer service support team great..they helped me out with great options when I was struggling paying back Reviewed on: 1st March 2025

Easy and straight forward set up and acceptance.

Easy and straight forward set up and acceptance. Reasonable interest rate and user friendly app Reviewed on: 1st March 2025

Very happy

I'm more than happy with zopa, they solved some problems I had quickly and efficiently. The app is very intuitive and easter to use and their communication os great. Reviewed on: 1st March 2025

You gave me the chance to improve my credit

You gave me the chance to improve my credit Reviewed on: 1st March 2025

Clear, simply ,best.

Clear, simply ,best. Recomended!!! Reviewed on: 1st March 2025

Since being part of the Zopa family I’ve had no prob...

Since being part of the Zopa family I’ve had no problems and great support from the team when needing help Reviewed on: 1st March 2025

First For Service

I have found them very helpful when I have had to make contact and always been able to assist with my enquiry. Reviewed on: 1st March 2025

Very good company I my review would recommend to all

Very good company I would recommend to all Reviewed on: 1st March 2025

The terms of repayment is excellent.

The terms of repayment is excellent. Reviewed on: 1st March 2025

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